Every so often, I will put on my accountant’s hat and put out a tax tip or financial tip. ***Disclaimer: Before making any tax or financial decisions, please speak to your accountant and financial adviser.  ***Affiliate links are used: If you purchase through my links, I will receive a small commission! I only ever recommend products / services that I LOVE and USE myself. The support of you purchasing through my link allows me to continue to pursue my writing dreams! So I thank you for all of your support!!! Cost of living is extremely high in the US especially if we live in California, New York, or Hawaii. Californians…